Literally: I have a puncture
Idiomatically: I have a flat (tire); I have a mix-up or blunder (in my schedule)

"Pancher" is one of those Hebrew words which belongs to the category of a non-Hebrew word that has become so Hebraicized that Israelis don't remember that it's not originally Hebrew (similar to Balagan). The word "pancher" is basically the word "puncture," but the "ct" sound somehow evolved into a "ch" sound. The Academy of the Hebrew Language, those official guys who sit around and make up new Hebrew words, came up with the word "teker" to replace the "pancher." You may not arrive at the office in time because of a "teker." However, when you want to describe a screw-up in your schedule (such as your baby sitter didn't show up, or that your mother-in-law did), it still sounds more appropriate to say "I have to cancel because I have a 'pancher'" (no pan intended…).

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